Assets That Work Well for Lifetime Giving

Many donors choose to make charitable gifts during their lifetime using assets that offer immediate impact and potential tax benefit.

Cryptocurrency

Digital assets like Bitcoin or Ethereum can be donated directly to Gulf Coast, avoiding capital gains taxes and allowing donors to deduct the fair market value of the gift.

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Marketable Securities

Gifting publicly traded stocks, bonds, or mutual funds that have appreciated in value allows donors to avoid capital gains taxes while receiving a charitable deduction for the full fair market value.

Privately Held Stock

Donating shares of a closely held business can reduce or eliminate capital gains on a future sale, create immediate tax benefits, and help establish a lasting charitable legacy.

Real Estate

A gift of real estate such as a home, land, or commercial property can remove a large taxable asset from your estate, provide a charitable deduction, and make a transformational impact on the community.

Credit Card

Utilizing a credit card makes giving fast and convenient, especially for year-end donations. Plus many donors often earn rewards or points while supporting their favorite causes and may still claim a charitable deduction.

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Cash

Simple and immediate, cash gifts are flexible and offer the most straightforward charitable deduction for the year the gift is made.

Assets Often Best Suited for Legacy Giving

Many donors choose to use specific assets for future giving, creating a lasting legacy without affecting their lifestyle today.

Estate Gifts (Wills & Trusts)

Planned gifts through an estate are one of the most meaningful ways to ensure long-term community impact. They allow donors to support causes they care about while preserving assets during their lifetime.

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Life Insurance

Naming a charity as a beneficiary or donating a policy outright allows donors to turn a modest annual premium into a significant future gift, often with current tax advantages.

Real Estate

A gift of real estate such as a home, land, or commercial property can remove a large taxable asset from your estate, provide a charitable deduction, and make a transformational impact on the community.

Retirement Plan Assets

You can designate Gulf Coast as the beneficiary of a 401(k), 403(b), or other qualified retirement plan. Beneficiary Designations can also be made for other types of accounts beyond retirement plans, for example life insurance policies or other financial accounts that bypass probate.

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Flexible Giving

Many of the above asset types can fund charitable vehicles such as charitable gift annuities or charitable remainder trusts. In some cases, you don’t have to give the entire amount, you can simply designate the percentage that feels right for you.  

Connect with your Philanthropy Team

Ready to make an impact? Email your Philanthropy Team today or call us at 941.486.4600.